Bank financing into the slow lane product differentiation path ends of the assets kamikaze love

Bank financing into the slow lane: product assets across the path of the difference between the emergence of sina fund exposure platform: letter Phi lag false propaganda, long-term performance is lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! Newspaper reporter Wang Jundan Shanghai reported the introduction of 16 listed banks, ICBC, Agricultural Bank of China, Shanghai Pudong development bank Societe Generale four financial balance has declined over the year, the decline was 1.1%, 1.5%, 6.4% and 7.8%. In contrast, in 2015, four banks in the two big line growth of more than 30%, two shares of the line growth of more than 70%. A-share listed banks in 2016 semi annual report has been completed, from the most intuitive scale data, the bank has basically bid farewell to the era of rapid expansion of the A. From the beginning of last year the bank financial statement ended the era of rapid growth, large and medium-sized banks scale growth this year really began to show "spirit of ending" the situation. Or, the only theory of scale is over. This asset shortage, interest rates and other external factors beyond doubt, from another perspective, but also to achieve a certain size of the bank information management, into the future development of thinking. Combined with the news and interviews with industry insiders found that the difference between the bank information management in the end of the product and the path gradually emerging. Bank financial bid farewell to high growth era the first half of 2016, the listed banks financial balance of growth is slowing down, the fastest growth rate will not exceed 30%, most of the financial balance of growth below 10%, compared to the scale at the beginning of 2016 decline is not a few. At the end of the first half of 2016, the scale of bank financing pattern did not change significantly, the financial balance of more than a trillion bank remained at 10, the industrial and Commercial Bank of China is still leading the industry in the industrial and commercial bank, China Merchants Bank financial scale has exceeded 2 trillion mark. In addition, Ping An Bank, CITIC Bank financing scale in the approaching trillion, respectively, about 960 billion and 930 billion. Ping An Bank is the first half of the fastest growing financial balance of the bank, an increase of 29.27% compared to the beginning. 16 listed banks, ICBC, Agricultural Bank of China, Shanghai Pudong development bank Societe Generale four financial balance has declined over the year, the decline was 1.1%, 1.5%, 6.4% and 7.8%. In contrast, in 2015, four banks in the two big line growth of more than 30%, two shares of the line growth of more than 70%. Trillion financial scale banks, Minsheng Bank, China Construction Bank, two growth rate of more than 20%. CCB’s growth is noteworthy, its 2015 also achieved an increase of 41.07% of the size of the financial. Chinese banking financial market reports of banking financial registration hosting Center released "(the first half of 2016)" statistics on the continued financial products of the 454 banks, at the end of the first half, the book balance of 26 trillion and 280 billion yuan, representing an increase of 11.85%, the average daily balance of 25 trillion and 140 billion yuan. Compared with large and medium-sized banks, the smaller size of the city firms and agricultural firms because the base is small, the scale is still maintained rapid growth相关的主题文章:

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